State pension warning: Your NI contributions may not be qualifying – be aware for 2021 | Personal Finance | Finance

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It should be noted that even when a person has built up enough National Insurance contributions, they will not receive a state pension automatically.

State pensions are not paid automatically, they will need to be claimed.

They can be claimed within four months of reaching state pension age and this can be done online, over the phone or through the post.

Should a state pension not be claimed, it will automatically be deferred.





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