Retirement and me: Carer, 62, laments state pension sum | Personal Finance | Finance


“I don’t have any spare money to add more money, so there is nothing else that I can do. I hope it will be enough to live on.

“Before 1990 I was doing a lot of part-time jobs, so I might not have paid enough; it was different back then you could opt out – things changed when the EU brought in some different regulations. Everyone now has to pay in, and back in those days, they didn’t. 

“The state pension is not enough to live on, I’m not an extravagant person, but it costs me £600 to run my house without food, it’s a small terraced house.

“I go to work, I care for my daughter and my granddaughter, and I do outdoor swimming, and that’s it. 

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