Premium Bonds: NS&I’s Agent Million lifts the lid on how £1million prizes are issued | Personal Finance | Finance


Premium Bonds are a popular method of saving, namely because they offer Britons the chance to clinch £1million each month. Two lucky millionaires are created in each prize draw, with a number of other winners able to secure prizes from NS&I. With each prize draw, Britons will hope their number is selected for the big, and potentially life-changing win.

This is a tailored process undertaken by NS&I to ensure the correct methods of tackling the win.

Agent Million continued: “We investigate every one of our prize winners prior to the delivery to determine the individual approach.

“Not all of our winners are the same, and so we have to consider different factors.

“We have to consider where the customer lives, and their age, for example.

“A winner who is of retirement age is more likely to be at home during the day, and that determines when Agent Million calls.

“However, customers who are of working age are not likely to be at home until the evening.

“So, in that case, we can leave it until then to decide when to actually visit.”

NS&I states the quickest way for individuals to find out if they have won a prize is to use its prize checker.

The tool shows individuals this month’s prizes, anything they have won in the six draws prior, as well as older prizes which have not been claimed yet.

The prize checker is updated on the day after the first working day of each month, meaning the next results are just around the corner.

Individuals can choose to have prizes paid directly into their bank account, or reinvested into more Bonds.

NS&I reaches out to Britons via text or email to inform them of their prize win.

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