It is unlikely Britons would have to pay to save, although the option is still on the table, but banks could look at other ways of implementing fees and charges to make depositors pay.
While negative interest rates could mean cheaper borrowing for Britons, it is not likely this would include the actual negative interest debt.
Although negative interest rates could push down credit card interest or new mortgage rates, it is unlikely these would go negative.
Negative rates are likely to be more beneficial for those who wish to borrow rather than those who wish to save.
However, whatever a person’s position, it will be important to prepare for these kind of eventualities.