How to save £20,000 in 2022: ‘Take your goal seriously’ | Personal Finance | Finance

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However, as Ms Jacobs experienced, this type of savings strategy can be difficult for casual employees, freelancers and creators or gig economy workers. 

She suggested rather than a monthly savings amount, people should put away a specific amount every day “even when times are tough”. 

Sell dust collectors

Post-Christmas chaos in one’s home is natural, with a range of new items that are simply going to sit on a shelf, in a cupboard or a loft for the rest of the year collecting dust. 

Ms Jacobs recommends selling these items, as well as any others one doesn’t need anymore: “You could have an extra few thousand dollars sitting around your house in items that you never use.”





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