How to boost credit rating without taking out a loan | Personal Finance | Finance


Ms Mossman added: “The first step is to check your credit file with the main credit reference agencies so Experian, Equifax and TransUnion.

“By doing that you can make sure that there aren’t any mistakes on those files, to correct those, to check for example on a CCJ that the details around that are correct if it’s been satisfied that the date is correct.

“Also just making sure that everything is accurate in terms of your address, your date of birth and any other information like that.”

Another step mentioned was being on the electoral roll, which will help to boost a person’s credit score.

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