Benefit cap rates are to remain unchanged for the year ahead as benefit payments themselves will rise from April. This will impact claimants differently based on where they are in the UK.
Claimants of benefits over the state pension age will not be affected by the cap.
Additionally, claimants will not be affected if they or their partner are in receipt of Working Tax Credit (even if the amount is £0).
Claimants of Universal Credit will also not be affected if they’re claiming because a disability or health condition stops them from working, they care for someone with a disability or they and their partner earn £617 or more a month combined, after tax and National Insurance contributions.
Britons may also not be affected by the cap if they, their partner or any children under 18 living with them gets Armed Forces Compensation Scheme, Armed Forces Independence Payment, Attendance Allowance, Carer’s Allowance, Child Disability Payment, Disability Living Allowance (DLA), Employment and Support Allowance (if they get the support component), Guardian’s Allowance, Industrial Injuries Benefits (and equivalent payments as part of a War Disablement Pension or the Armed Forces Compensation Scheme), PIP, War pensions or War Widow’s or War Widower’s Pension.
These independent tools can be used to find out what benefits a user could get, how they can be claimed and how the benefits will be affected if the claimant starts work.
The anonymous tools have replaced the Government’s Benefits Adviser service and while they are not provided by the state, the Government does highlight a number of trustworthy sources.
This includes calculators offered by Policy in Practice, entitledto and Turn2us.
Impartial guidance on benefits can also be sought from the likes of Citizens Advice and Money Helper.